What is an LTC or Look-Through Company?

LTC for the Rental Property Investor If you own one or more rental properties, you could save money by setting up an LTC. The LTC structure allows you to transfer profits and losses from your investment properties to your personal income. So, by off-setting any losses you make through your

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Insurance – Insuring the big costs if it goes wrong

Sometimes things go pear-shaped. If an earthquake strikes, our house burns down, our car is in a crash or we fall ill, we might be faced with large costs that we can’t afford. Someone long ago worked out that we could take cover from the storms by not having to

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Family trusts – Pros & cons of setting up a trust

Family Trusts – The idea with a family trust is to protect the ownership of our assets. Here’s how trusts work: we transfer the legal ownership of our assets to the trustees while continuing to use and enjoy them as long as the trust deed permits. For example, if our

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