REFINANCE

Refinancing Mortgage NZ

I help Kiwi’s get lending for a mortgage and I also help them refinance when their previous mortgage is no longer the right fit for the lifestyle. Whether you are ready to shorten your mortgage term, maybe you want to reduce your monthly repayments, or perhaps you need to borrow against the principal, I can help you find the right refinancing package. Typically, you should have had your mortgage in place for atleast a year to refinance, but this isn’t a set rule.

I will walk you through an assessment to ensure that refinancing is the right decision financially for you. From there we will put together the documents for your lender to apply for refinancing package.

Here are a few real examples of mortgage refinancing I have set up for my clients.

  • Guy from Birkenhead refixed $199,060. The bank had advertised rates at 5.19% we secured a rate of 4.39% which will save Guy $3,185 in interest over 2 years

  • Ray from Pt Chevalier refixed $512,122. The bank had advertised rates at 5.19% we secured a rate of 4.65% which will save Ray $5,530 in interest over 2 years

  • Mark from Remuera refixed $112,465. The bank had advertised rates at 5.15% we secured a rate of 4.65% which will save Mark $1,125 in interest over 2 years

  • Andrew from Avondale refixed $166,360. The bank had advertised rates at 5.19% we secured a rate of 4.39% which will save Andrew $2,662 in interest over 2 years

  • Simon from West Harbour refixed $382,000. The bank had advertised rates at 5.29% we secured a rate of 4.65% which will save Simon $4,444 in interest over 2 years

to discuss lending options for the self-employed