NINE REASONS TO BE PRE-APPROVED

Clients often ask if it’s worthwhile obtaining pre-approved finance. 
They want to know the benefits of going through the process.

My top Nine benefits of obtaining a home loan pre-approval for First Home Buyers, Existing Home Owners and Rental Investors:

Mortgage Application – A pre-approved mortgage is part of our 6-step process to obtaining the property of your dreams and the associated finance that’s suits your requirements now and into the foreseeable future.

Be Prepared – Having a pre-approved mortgage will establish your buying power before you go out looking at property. It will often set you in front of and give you a distinct advantage over other potential buyers.

Serious Buyer – It shows real estate agents and sellers that you’re serious about buying. They will look to put your name and offer forward to prospective sellers in the market. It also sets you up to bid at auctions and tenders.

No Obligation – A conditional home loan pre-approval is free and there’s no obligation – there’s no associated fees or signatures required.

Gain Confidence – Helps you gain confidence knowing that you are ready to bid at auction, tender or negotiate a purchase price.

Understand the Process Early – Get to know what is involved with house hunting, pre-purchase, pre-settlement and post-settlement processes upfront so there are no surprises and you’re fully informed.

Realise the Choices Available – sitting with a mortgage broker is like sitting in front of 20 plus banks and 100’s of product options. The good news is we help tailor the absolute best option for you.

Saves Time – this is what we a good at. We become your advocate and deal with the banks, lawyers, valuers, building inspectors and ensure the right information is in the right place at the right time, so the right decision can be made.

Avoid Disappointment – There are a lot of factors that will dictate if you can move forward with your house purchase – incomes, current debt levels, credit history, savings, family assistance, type of property, condition of property, location of property, zoning of property – we will go through all of these at the beginning so you know exactly where you are at.

Disclaimer – Pre-approved finance will normally be conditional on your income & employment situation not changing, the property being acceptable security to the lender in all respects (I can help you with this) and meeting the lender credit criteria.

Please contact Oliver Broomfield for further information

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